In today’s competitive world, Ubank careers offers both professional growth and purpose is a rare combo. That’s where Ubank careers step in. As one of Pakistan’s fastest-growing microfinance banks, U Microfinance Bank Ltd. (U Bank) is creating real impact—especially in underserved communities.
If you’re looking to build a meaningful career in banking, now is the perfect time to explore Ubank job opportunities across the country. Whether you’re a fresh graduate or an experienced banking professional, U Bank offers exciting roles that combine innovation, growth, and social value.
Looking to start a meaningful career in banking with growth, purpose, and impact? Ubank careers might be exactly what you’re searching for.
As one of the fastest-growing microfinance banks in Pakistan, U Microfinance Bank (Ubank) is building more than just a financial network—it’s building financial inclusion, one customer at a time. And to do that, they need passionate, energetic individuals ready to grow with them.
Whether you’re a fresh graduate or a mid-career professional, this guide will help you understand U Bank’s hiring process, available roles, eligibility, and how to apply.
🏦 About Ubank – A Purpose-Driven Financial Institution
Ubank is a wholly owned subsidiary of Pakistan Telecommunication Company Limited (PTCL), a part of the e& Group (formerly Etisalat). The bank was established with the mission of promoting financial inclusion, especially in rural and semi-urban areas. Join Now Ubank Careers.
With over 320 branches nationwide, U Bank continues to grow, bringing digital banking and financial literacy to the heart of Pakistan. It’s not just a bank—it’s a movement toward a financially empowered Pakistan. Apply Now to Ubank.
Why Work at Ubank?
Ubank isn’t your typical commercial bank. Backed by Pakistan Telecommunication Company Limited (PTCL) and part of the Etisalat Group, U Bank focuses on microfinance—providing financial services to underserved communities across Pakistan. Join Now Ubank.
Here’s why thousands are choosing U Bank careers:
✅ Mission-driven work – Help expand financial access in rural areas
✅ Rapid growth – The bank is scaling fast, opening branches across Pakistan
✅ Inclusive culture – Equal opportunities for men and women
✅ Training & development – Regular workshops, mentorship, and career progression
✅ Opportunities nationwide – From Karachi to Chitral, U Bank is everywhere
If you want more than just a paycheck—if you want purpose—this is the place.
Available Ubank Careers
here are the current Ubank Careers:
Full Time/Permanent
Collection Officer
Pakistan, Gujranwala, Hyderabad, Karachi, Multan, Quetta, Gujrat, Sheikhupura, Dera Ismail Khan
Job Description
(total positions: 35+, posted on: April 6, 2025)
A Collection Officer is liable for performing loss mitigation, follow up and recovery activities on the portfolio which has been assigned to him/ her and recover loan outstanding amount from delinquent or charged-off accounts in compliance with the Bank and legal guidelines.
Job Responsibilities
- Overall monitoring of loan outstanding portfolio which is assigned and Identifying delinquent or potential delinquent customers along with the reasons of default in the area/ branches.
- Identify and conduct surveys of new working areas for group formation.
- Liaison with branch manager and credit officers for prompt recoveries
- Collections officers attempt to collect payment on overdue bills by informing customers of their debt and their various options for repayment.
- Motivate the customer for on-time loan repayment
- Fill relevant documentation with 100% accuracy and collect supporting documents.
- Locating customers and maintaining constant contact for on-time loan recovery.
- Telephonic follow-up of clients on a daily basis.
- Complete documentation as per the bank’s policy.
- Ensure office decorum, staff discipline & the highest level of integrity.
- Ensure that the Bank’s data confidentiality is maintained.
- Ensure compliance of SBP prudential regulations.
- Any other responsibility assigned by the line manager.
Technical Competency
- Knowledge of the banking MIS & Bucket management/classification of portfolio/ Target oriented approach
- Working knowledge of MS Excel, MS Word, Banking systems, Customer data screening/ data collection & upgradation in the CBS
- Strong follow-up/ reminder mechanism/ Market filed working/ tracing/ convening power
Soft Competency
- Good understanding of Market/ Relationship management/ use of different tools.
- Good Communication Skills
Experience and Qualification
- Should hold a Bachelor’s Degree in Business, Commerce or any related discipline
- Fresh to 1 year experience in the banking sector
Required Skills
Credit Collection Recovery,Relationship Management,MS Excel
| Job Title | Job Details |
| Collection Officer | Industry: Banking/Financial Services CATEGORY: Accounts, Finance & Financial Services JOB TYPE: Full Time/Permanent Minimum Education: Bachelors Career Level: Entry Level Required Experience: Fresh – 1 Year Total Positions: 35+ |
More Jobs: MCB Bank Internship Opportunities 2025
Who Can Apply?
U Bank hires across various levels, from entry-level to senior management.
| Criteria | Details |
|---|---|
| Education | Minimum Bachelor’s degree (BBA, BS, B.Com, etc.) |
| Age Limit | 21 to 35 (varies by position) |
| Experience | 0–5 years depending on role |
| Preferred Skills | Communication, problem-solving, MS Office, Urdu & regional languages |
How to Apply for U Bank Careers
✅ Step 1: Visit the Official Ubank Careers Page
Go to: https://ubank.com.pk/careers
This is the official source for job listings and updates.
✅ Step 2: Browse Open Positions
Jobs are listed by title, location, and department. Some examples:
- Relationship Officer – Gujrat
- Branch Manager – Peshawar
- IT Executive – Islamabad
- Loan Officer – Multan
✅ Step 3: Apply Online
You’ll need to fill out the application form and upload:
- Updated resume
- CNIC
- Recent photo
- Academic documents (optional at this stage)
No registration or login is needed—you apply directly.
✅ Step 4: Interview & Selection
Shortlisted candidates are contacted by HR. The process may include:
- Initial phone screening
- Assessment test (for some roles)
- Final interview with department heads
U Bank Salary Packages (2025 Estimates)
| Job Role | Monthly Salary (PKR) |
|---|---|
| Relationship Officer | 35,000 – 50,000 |
| Branch Manager | 80,000 – 120,000+ |
| Credit Analyst | 60,000 – 90,000 |
| IT Officer | 50,000 – 75,000 |
| Graduate Trainee | 30,000 – 40,000 (plus benefits) |
Benefits Include:
- Performance-based bonuses
- Fuel or travel allowance
- Health insurance
- Annual leaves and public holidays
- In-house training and development sessions
Tips to Boost Your Application
✅ Customize Your Resume – Tailor it to banking, especially if you’re applying for field roles
✅ Know U Bank’s Vision – Be familiar with financial inclusion and microfinance
✅ Highlight Soft Skills – Communication, flexibility, and teamwork are key in field jobs
✅ Use Real Examples – Share past experiences, even from internships or university projects
✅ Be Willing to Relocate – Field staff and ROs are often placed in new branches
Final Thoughts – Is U Bank the Right Place for You?
If you’re looking to work for a bank that values purpose, growth, and community, U Bank is a smart choice. Whether you want to help farmers access loans, support women entrepreneurs, or digitize financial services, U Bank gives you the platform to do meaningful work while growing professionally.
So don’t wait for the “perfect” job—head over to ubank.com.pk/careers, find a role that suits you, and start building a career that matters.
FAQs About U Bank Careers
❓ Does U Bank hire fresh graduates?
Yes! U Bank offers entry-level positions and graduate trainee programs ideal for freshers.
❓ Do I need a banking background?
Not always. U Bank values customer service, communication, and a willingness to learn.
❓ Are jobs only in big cities?
No—U Bank has branches in rural and semi-urban areas across Pakistan.
❓ What language skills are helpful?
Fluency in Urdu and regional languages (Punjabi, Pashto, Sindhi, Balochi) can be a big plus for field roles.